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Retirement benefits that keep you competitive for talent.

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WTIA 401(k) Program

Big-company retirement benefits, sized for your team

Larger tech companies use retirement benefits to recruit and keep people. The WTIA 401(k) Program gives member companies of any size access to the same kind of plan, without needing an in-house HR or benefits team to run it.

Plans are fully administered for you, connect directly to your payroll, and include member-only perks such as a free benchmark review of your current or planned 401(k).

Get a Free Review

A modern 401(k), built for small and mid-sized teams

WTIA works with Business Health Trust and Human Interest to offer a fully administered 401(k) platform. Human Interest serves more than 40,000 businesses and over 1 million employees, and accounts for 1 in 4 new 401(k) plans created in the U.S.

What that means for your team:

  • Less admin work. Up to 95% of plan administration is automated. Employers save an average of 75+ hours a year.
  • Connects to your payroll. More than 500 payroll integrations mean less manual data entry and fewer errors.
  • No transaction fees. Common plan activity carries zero transaction fees.
  • Plans that fit your business. Flexible plan design options for startups and established companies alike.
  • Support you can count on. Fast, reliable service backed by guarantees.

Retirement benefits, handled

The WTIA 401(k) Program gives member companies a modern, fully administered retirement plan, plus added perks you won't get going direct.

What WTIA members get

Because you're a WTIA member, you get added value on top of the standard platform:

  • A complimentary benchmark review of your current or planned 401(k)
  • Two months of complimentary Concierge-tier service
  • Ongoing discounted pricing on premium support

Get ahead of Washington Saves

  • Washington Saves (RCW 19.05) takes effect in July 2027. It requires certain employers without a qualified retirement plan to facilitate retirement savings access for their employees.
  • Offering a 401(k) through WTIA is one way to meet that requirement, with a plan you choose.

Starting a plan, or switching one

Launching your first 401(k)? Setup is designed for teams without a dedicated benefits person. Your plan connects to payroll, and employees can enroll and manage their accounts online.

Already have a plan? Start with a free benchmark review. You'll see how your current fees, features, and admin load compare, and you can decide from there.

Who's eligible

  • Washington-based companies
  • Companies launching their first 401(k)
  • Companies with an existing plan looking to switch

Not a member yet? Join Now

See what a 401(k) could look like for your team

Start with a free benchmark review. We'll show you your options, fees, and setup, with no commitment.

Questions? Email health@watech.org

Get a Free Review

Big-company benefits, built for startups and SMBs.

Quality coverage and financial security for your team, regardless of company size or stage.

We handle the negotiating and administering. You focus on building.

Health Insurance Program

WTIA operates a federally and state-regulated association health plan.

By pooling the purchase power of our member companies, we deliver competitive premiums and robust coverage:

  • Available to qualified companies with two or more employees.
  • We handle the complexity. Your team gets great healthcare.
Contact us to get a quote

401(k) Program

A competitive 401(k) benefit, fully administered.

 

Offering a strong retirement plan shouldn't require a large HR team. WTIA's 401(k) program gives member companies an easy path to a benefit your employees will value, with full plan administration, compliance, and oversight handled for you.

  • Focus on growing your company.
  • We'll handle the rest.
Get a Free Review
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